Reed Financial Services, Inc. |
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8379 Mason Dr. Phone: 1-888-521-6690 |

This material is not intended as tax or legal advice, and it may not be relied on for the purpose of avoiding any federal tax penalties. You are encouraged to seek tax or legal advice from an independent professional advisor. The content is derived from sources believed to be accurate.
Investment advice is provided by Horter Investment Management, LLC, an Registered Investment Adviser. Insurance and annuity products are sold separately through Reed Financial Services, Inc. Securities transactions for Horter Investment Management clients are placed through Pershing Advisor Solutions and Trust Company of America.